I am a mortgage banker and broker, with access to multiple banks and lending institutions. What does this mean to you? The best rates and best programs without having to call all the banks yourself. Plus you don't have to worry about the bank being sound financially, because we can always go to another bank without having to start over or worry about losing the house of your dreams. Think of my service like lending tree but with a personal touch and commitment to service. If you or anyone you know is looking for a refinance, cash out equity, have an ARM that is adjusting, a construction loan, commercial loan, lot or land loans or to purchase a new property, I would be happy to provide a consultation.

With my mortgage consultant for life program I include annual mortgage reviews and am personally available to answer home owners questions or provide a valued referral from my network of professional contacts

Highly energetic sales leader that focuses on education and motivation to bring out the best in teams.

Joyce is a highly skilled career professional with more than 7 years practical experience in selling Avon products. She is proficient in all documentation, record maintenance, and paperwork to ensure accuracy and customer confidentiality. She has outstanding interpersonal skills with a track record of establishing positive relationship with customers. Joyce is passionate about helping people with their needs such as the purchase of Avon products, when consulted for a recommendation. She is a kind, and an exceptional representative that follow-up with her customers. She loves selling Avon products, and would like to be your Independent Sales Representative. Joyce's Favorite Quote: "Study this Book of Instruction continually. Meditate on it day and night so you will be sure to obey everything written in it. Only then will you prosper and succeed in all you do." (Joshua 1:8 NLT).

As a resident since 1989, I thoroughly enjoy being part of Naperville. We raised our children here and became involved with our neighborhood and business communities which has provided us with wonderful personal and professional experiences. 

Seventeen years in Promotional Product industry

Former career was the airline industry , 20 years with TWA Airlines in various positions including international flight attendant and corporate sales .

Naperville resident since 1977.  Thirty year member of the Chamber.

Active in the community. Served on the boards of the Ronald McDonald House & the Boys & Girls Clubs of Chicago.  Member of the Naperville Noon Rotary Club. Celebrating 34 years in business.

Ashley Shi is the proud owner of Office Evolution Naperville and Office Evolution Lisle, two vibrant coworking spaces in DuPage County. Ashley loves developing the community and the people there. She spends a lot of time mentoring and facet new relationships to help local business owners and professionals to bring their business to the next level. She currently sits on the Board of Directors of Naperville Area Chamber of Commerce, the Young Professional Network Committee liaison, past board liaison of Women in Business. Ashley is also a classical music instructor, and she has been the recital chairperson of the Naperville Music Teacher Association for over a decade. Ashley lives in Naperville with her husband and three children.